What Are Common Challenges in Pediatric Insurance?
Several challenges can arise when dealing with pediatric insurance:
- Coverage Gaps: Some plans may not cover all necessary services, leading to gaps in care. - High Costs: Premiums, deductibles, and co-pays can be a financial burden for families. - Complexity: Navigating insurance plans and understanding benefits can be confusing and time-consuming. - Provider Networks: Limited networks can restrict access to certain pediatricians or specialists. - Preauthorization: Some services require preauthorization, which can delay care.