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What Are the Types of Pediatric Health Insurance Plans?

Pediatric health insurance plans come in several types, including:
Health Maintenance Organizations (HMOs): Require choosing a primary care physician and getting referrals for specialists.
Preferred Provider Organizations (PPOs): Offer more flexibility in choosing healthcare providers but often come with higher costs.
Exclusive Provider Organizations (EPOs): Similar to HMOs but do not require referrals for specialists.
Point of Service (POS): Combine elements of HMOs and PPOs, requiring a primary care physician but allowing out-of-network care at a higher cost.

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