Families often face several challenges due to insurance variability, including:
1. Cost of Care: Out-of-pocket costs can vary widely between insurance plans. High deductibles and co-pays can make healthcare unaffordable for some families. 2. Coverage Limitations: Some insurance plans may not cover essential services like mental health care, dental care, or vision care, which are crucial for a child's overall health. 3. Prior Authorizations: Some treatments and medications require prior authorization from the insurance company, which can delay care. 4. Changing Plans: Families may have to change insurance plans due to job changes or other factors, leading to disruptions in care.
